Question 1

1) What is Buy First, Sell Later in Singapore?

Accepted Answer

Buy First, Sell Later is an upgrade strategy where you secure your next home before selling your current one.

Instead of rushing to sell or risking a rental gap, your purchase and sale are planned as one coordinated sequence so timelines, funding, and risks are aligned.

This approach is especially helpful for homeowners who want certainty before committing to a sale.

Question 2

2) Who is Buy First, Sell Later suitable for?

Accepted Answer

This strategy is best for homeowners who:

• Already own a property and want to upgrade
 • Need proceeds from their current home to fund the next purchase
 • Prefer to secure their next home before selling
 • Want a clear plan instead of rushing decisions
It is not ideal if you need an urgent sale immediately or are only casually browsing with no timeline.

Question 3

3) Can I buy a second property in Singapore before selling my first?

Accepted Answer

Yes, you can, but most buyers will incur Additional Buyer’s Stamp Duty (ABSD) when purchasing a second property.

Depending on your situation, you may or may not be eligible for ABSD remission.

A Buy First, Sell Later plan helps structure your timelines and funding so the purchase and sale can work together, instead of creating financial strain.

Question 4

4) How does ABSD affect upgraders in Singapore?

Accepted Answer

ABSD can be financially heavy for upgraders because it is payable upfront when buying a second property.

Even if you qualify for remission later, you still need sufficient cash to pay ABSD first.

A structured Buy First, Sell Later upgrade plan helps you navigate this safely.

Question 5

5) Do I need to sell my home before buying a new one?

Accepted Answer

No, not necessarily.

You can sell first, buy first, or use a structured Buy First, Sell Later approach depending on your finances, timeline, and risk tolerance.

The right choice depends on your personal situation, not a one-size-fits-all rule.

Question 6

6) What happens if I buy first but cannot sell my current home in time?

Accepted Answer

A proper Buy First, Sell Later plan includes fallback options such as:

• Negotiating purchase timelines
 • Preparing your sale early
 • Aligning milestones with banks and lawyers
 • Planning buffers in case of delays
This reduces the risk of being stuck with two properties unexpectedly.

Question 7

7) How long does a Buy First, Sell Later process usually take?

Accepted Answer

Typically between 3 to 9 months, depending on:

• How quickly you find your next home
 • The market for your current property
 • Your financial readiness
 • Negotiation outcomes
Every case is different, which is why a timeline stress test is important.

Question 8

8) Is Buy First, Sell Later only for resale homes?

Accepted Answer

It works best for resale properties because timelines are more flexible.

It can also work for new launches, but only if you have alternative living arrangements or a longer planning horizon.

Question 9

9) How does Insight Homes help with Buy First, Sell Later?

Accepted Answer

We help you by:

• Assessing your eligibility and financial feasibility
 • Mapping a clear timeline
 • Negotiating terms where possible
 • Coordinating your buy and sell as one plan
 • Reducing risks so you can upgrade with confidence
We treat your upgrade as a single project, not two separate transactions.

Question 10

10) What is the first step if I want to explore this?

Accepted Answer

The first step is a short eligibility check to understand your timeline, property type, and funding needs.
From there, we can recommend whether Buy First, Sell Later is realistic for you, or suggest a better alternative.

buy first,
sell later.

Secure your next home first.
Sell later with confidence.

If You Sell First:

You risk rushing the purchase

You might settle for a less ideal home

End up renting when you search

If You Buy First:

Sell first or buy first?
Both feel risky...

Why most upgraders get stuck.

Here’s the smarter
way to upgrade

Upgrade Feasibility
Consultation

We help you secure your next home first, then sell with confidence.

Lock in the Next Home

Execute the Sale to
Match the Plan

Get Your Upgrade Game Plan in 20 mins.

Buy First, Sell Later
Specialists

No Upfront Fees,
Standard Commissions

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Best fit if you...

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eligibility:

A smoother upgrade starts with the right plan.

the challenge

How One Family Upgraded Without Selling First

A Real
Buy First, Sell Later Case

the situation

the sequence that made
the upgrade possible

What This Achieved

Real families.
Real upgrades. Real results.

Your smarter upgrade starts here.

buy first, sell later.

Secure your next home first. Sell later with confidence.